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Federal regulations require that Benedictine University establish standards of Satisfactory Academic Progress (SAP) for students to receive federal financial aid funds. Minimum standards of academic progress are established to encourage students to successfully complete coursework for which financial aid is received and to make progress toward a degree.
The Benedictine University estimated Cost of Attendance (COA) is an average figure used to determine your financial aid eligibility. It includes average amounts for standard expenses —including tuition, fees, books, supplies, room, board and other living expenses for an academic year. Keep in mind that your actual costs may vary by program.
Books & Supplies
Room & Board
For a list of all tuition rates please visit Student Accounts at: http://www.ben.edu/student-accounts/tuition-and-fees.cfm
Direct vs Indirect Costs: The total COA is not the amount you will owe the University for the year.
The EFC is a measure of your family's financial strength and is calculated from the information you report on the Free Application for Federal Student Aid (FAFSA). The EFC is calculated according to a formula established by law.
The amount that remains after the expected family contribution has been subtracted from the cost of attendance is considered to be the student's federal formula need. A typical need-based aid package will consist of aid from various sources, usually a combination of educational loans, scholarship and grant assistance, and federal work-study.
The Pell Grant is the largest of the federal grant programs, and award amounts vary from one year to the next. Awards are determined based on the financial information submitted on the FAFSA, cost of attendance, whether the student will be full or part-time during the academic year.
The Federal Supplemental Educational Opportunity Grant (SEOG) is awarded to Federal Pell recipients who demonstrate high need. SEOG awards varied based availability of funding.
Illinois' Monetary Award Program (MAP) is one of the largest state administered need-based grant programs. Illinois residents enrolled at least half-time at an approved Illinois postsecondary institution may be eligible to receive MAP funding if they complete their FAFSA in a timely manner, demonstrate financial need and meet certain other criteria established by ISAC. Maximum award eligibility is determined each year based upon the availability of MAP funds.
A complete listing of Benedictine University's Institutional Scholarships can be found at:
Loans are considered to be a form of self-help assistance. Loan programs provide funds for educational purposes and are paid back with interest.
Students are awarded Federal Work-Study as part of their financial aid package. The average Federal Work-Study (FWS) award is $3,000. It has been our experience that by working 20 hours a week, the students can earn the full $3,000 award. Students can find out about current jobs available by checking the bulletin board outside the Personnel Resources. Students are responsible for contacting the hiring supervisor and obtaining their own job. FWS students employed receive a bi-weekly paycheck.
Generally, financial aid is awarded for the full academic year and funds are disbursed in two installments.
Each term, the Business Office will send the student a tuition statement detailing tuition and fee charges. Estimated financial aid, excluding Federal Work Study, will reflect as a credit posted to the account. Outside scholarships will not show as a credit until funds have been received. Financial aid funds will first be used to pay for tuition, fee, and room and board charges, and other school charges. If there is an excess of financial aid, your account will be reviewed for a refund.
For traditional undergraduate students, graduate quarter and graduate semester students, financial aid will be posted each term after the add/drop period is over. Financial aid for students in the Adult Accelerated (undergraduate) program will be posted after the first week of courses in the second module of the semester. Students can review their statements online at MyBenU.
The Federal Work-Study program (FWS) provides an opportunity for Benedictine University students to earn a portion of their education expenses by working part-time on campus. Interested students should stop by Benedictine University's Employee Services department to inquire about available FWS job openings.
Important points about your Federal Work-Study award:
Students enrolled in a study abroad program may still be eligible for financial aid. Depending on the program, the student may not be eligible for all types of financial aid.
Students may enroll in an exchange program in which classes are registered at Benedictine University and tuition is paid to Benedictine University. Course credit is generated from within Benedictine University appearing as home institutional credit. Students enrolled in these programs may be eligible for financial aid as a currently enrolled student.
Students may work with external programs and course credit is viewed as transfer credit. Courses are not registered through Benedictine University and tuition is not paid to Benedictine University. Students may be eligible for financial aid (excluding all Benedictine University institutional grants and scholarships) through a consortium agreement with the external program. Students with questions should contact the Financial Aid Office for information about the consortium process and requirements.
Under Federal law, a student and their family are primarily responsible to cover the cost of attending their college of choice to the extent that they are able. However, The Department of Education and Benedictine University’s Office of Financial Aid recognizes that the information collected by the FAFSA may not accurately reflect each student’s unique financial circumstances. If you feel that the information that was required to be reported on your FAFSA does not accurately reflect your or your family’s ability to contribute towards affording the cost of your degree, you may be eligible to appeal on the basis of special circumstances.
Only certain situations qualify for a special circumstance appeal. Some examples of special circumstances include loss of income due to job loss, medical expenses not covered by insurance, and divorce or separation, among others. You must follow up with a Financial Aid Counselor and provide documentation to verify the circumstances submitted in your appeal. It is best to gather as much written evidence of your situation as you can. More information, including documents required for submission, can be found here.
The National Student Loan Data System (NSLDS) is the U.S. Department of Education's (ED's) central database for student aid. NSLDS receives data from schools, guaranty agencies, the Direct Loan program, the Pell Grant program, and other Department of ED programs. You can find a detailed history of your federal student loans on this site.
Benedictine University is required to inform student/parent borrowers that the loan will be submitted to NSLDS and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system.
Federal Title IV funds are awarded to a student under the assumption that the student will attend school for the entire period for which assistance is awarded. If a student who received
Title IV funds withdraws, either officially or unofficially, on or before completing the payment
period, the Office of Financial Aid is required to recalculate and review the student's eligibility for the financial aid.
Students Subject to this Policy
All students currently receiving federal funds are subject to this policy.
Financial Aid Programs Included Under this Policy
All Title IV Federal financial aid programs are subject to this policy. This includes:
Consequences of Withdrawing From Courses
Withdrawing from courses may affect a student's financial aid awards and eligibility. Prior to withdrawing from courses, students are advised to speak with their financial aid counselor and academic advisor or Student Success Center representative. (Refer to the Withdrawal Guidelines at the end of this document to understand possible effects of withdrawing on many aspects of a student's education.)
Financial Consequences of Withdrawing:
Financial aid is awarded to assist with educational expenses for the length of an entire payment period. If a Title IV recipient withdraws prior to completing 60%of the payment period, the Office of Financial Aid must determine how much of the federal funding was "earned" up to the time of withdrawal. This review and recalculation is called a "Return of Title IV Aid" (R2T4).
If the recalculation determines the student did not earn all of the funds that were disbursed, the excess aid received must be returned to the federal government within 45 days of the date of the student's withdrawal. The Office of Financial Aid will notify the student on the return of funds process.
If the student previously received a refund from financial aid, the student may be required to return a portion of those funds to the university.
Title IV funds that must be returned to the government may create a balance due to the university.
Number of Weeks a Student Must Complete to Earn Financial Aid for Each Payment Period
The chart below represents the approximate number of weeks for each program type students
need to complete to retain all aid that was disbursed for the payment period (minimum of 60% of the payment period).
Determination of Withdrawal Date
Students with all Failing Grades
Most academic programs at Benedictine do not require monitoring of student attendance. For Title IV recipients, Federal regulations state if a student fails to earn a passing grade in at least one course within the payment period, the institution must assume that the student has unofficially withdrawn unless there is documentation that the student completed the period.
Return of Title IV Funds Policy
If a recipient of Title IV funds withdraws from the University or will be out of attendance for over 45 calendar days, the amount of Title IV assistance earned by the student must be determined. If the amount disbursed to the student is greater than the amount the student earned, unearned funds must be returned.
Conversely, if the amount earned is greater, he or she may be eligible for a post-withdrawal disbursement. The Office of Financial Aid will notify the student, in writing, of their eligibility for a post-withdrawal disbursement.
The percentage of financial aid the student is eligible for is determined by the following:
Any unearned funds that need to be returned to the Federal Government are completed in the following order:
A student may have their financial aid reinstated or re-awarded once they are back in attendance at the University. Students returning after a Title IV calculation has been processed
should contact the Office of Financial Aid at (630) 829-6100.
Definitions for Financial Aid Purposes
Leave of Absence (LOA): For all non-traditional students, a leave of absence is a process designed to allow students to interrupt their academic program for a limited period of time during
which the student is considered to have an active status with the University. Please see the
University policy on LOA's for more information.
Post-Withdrawal Disbursement: Funds that a student is eligible to receive but were never disbursed prior to the last day of attendance.
If you have any questions about this policy, please contact: Office of Financial Aid
5700 College Road
Lisle, Illinois 60532
Effects of Drug Convictions on Title IV Financial Aid Eligibility
A federal or state drug conviction can disqualify a student for FSA funds. The student self-certifies when applying for aid that he/she is eligible on the Free Application for Federal Student Aid (FAFSA).
Convictions only count against student eligibility if they were for an offense that occurred during a period of enrollment for which the student was receiving federal student aid—they do not count if the offense was not during such a period, unless the student was denied federal benefits for drug trafficking by a federal or state judge. Also, a conviction that was reversed, set aside, or removed from the student’s record does not count, nor does one received when a juvenile, unless tried as an adult.
Penalties for Drug Convictions
The following outlines the periods of ineligibility for FSA funds, depending on whether the conviction was for the sale or possession and whether the student had previous offenses. (A conviction for sale of drugs includes convictions for conspiring to sell drugs.)
Possession of Illegal Drugs:
Sale of Illegal Drugs:
*If a student was convicted of both possessing and selling illegal drugs, and the periods of ineligibility are different, the student will be ineligible for the longer period.
How to Regain Eligibility
A student regains eligibility the day after the period of ineligibility ends or when he successfully completes a qualified drug rehabilitation program that includes passing two unannounced drug tests given by such a program. Further drug convictions will make the student ineligible again.
Students denied eligibility for an indefinite period can regain eligibility after completing any of the following 3 options:
In such cases, the nature and dates of the remaining convictions will determine when the student regains eligibility. It is the student’s responsibility to certify to the College of Lake County that he/she has successfully completed the rehabilitation program.
When a student regains eligibility during the award year, the College of Lake County may award the Pell Grant and Campus-based aid for the current payment period and Direct Loans for the period of enrollment.
Standards for a qualified drug rehabilitation program
A qualified drug rehabilitation program must include at least two unannounced drug tests and must satisfy at least one of the following requirements: